FIRST TIME HOME BUYERS SEMINAR IN KEYPORT

Make your dreams of owning a home a reality!  Thursday May 10th, Better Homes Realty in Keyport will be hosting a FREE First Time Home Buyers Seminar here in town at a local coffee house called Esspresso Joe's. There will be a variety of speakers and Real Estate professionals on hand to answer all of your questions and concerns in todays very challenging market.  Information on Monmouth County Grant Funds and Short Sale advice will be available! Preview available properties for Keyport, Hazlet, Aberdeen and Middletown. The meeting will start at 6pm and for more information please contact the Keyport office directly at 732-264-9593!!!

National Open House Weekend Tips!

ATTENTION BUYERS!! The time has come to get your comfortable shoes on, grab a water bottle and get the car keys, it's National Association of Realtor's Open House Weekend and in Monmouth County the balloons will be everywhere!!! Here are some handy tips that you may want to keep you from getting overwhelmed by it all. First, make it an occasion to spend some quality time with your significant other by getting a babysitter so you can see as many as possible and look forward to lunch or dinner after 4pm when most of them end. Second, have a plan! Know which areas you are most interested in based on school systems, access to work or family members, Hazlet, Middletown and Holmdel are among the most popular. Try to determine the exact style of house that you like such as a Colonial, Ranch, Split, Bi-Level or Cape. Research these different styles so you have an idea of what they look like from the street and try to resist the temptation to look at any that you know will not be your dream house so will have time to preview the right one.  Establish if you definitely want a garage, this will cut down on the amount of homes you would be tempted to preview on your drive by. Bring a pen and make notes on the print outs offered by the Realtors so you will be able to refresh your memory at the end of the day. And finally, remember to have fun and get excited about the prospect of buying your next home! Joanne Schiffres, http://joannes.betterhomesus.com Better Homes Realty, Hazlet 732-757-5013    

Your Realtor Is A Valuable Resource

Realtors are more than just "door openers".  An experienced full time agent has established and maintained great industry relationships over the years in order to serve his or her clients when it comes to the largest purchase they will ever make. Your Realtor's sole purpose should be to make your transaction as seemless as possible. That is why they should be the first person you go to when you need an important referral such as an attorney, home inspector or most importantly, a mortgage representative. Real Estate transactions are only as good as the people involved in order to move things along in a timely fashion and open communication between those related industries are most important when difficulties arise. Why wouldn't you, the buyer or seller, want all parties involved in your transaction to have your best interests in mind and make this experience one of excitement and joy rather than something else entirely! Joanne Schiffres  http://joannes.betterhomesus.com Better Homes Realty 732-757-5013

Greg T. Hickman Foundation Hosts Paddle Out in Sea Bright

?In Leonardo, NJ, there is visible evidence of unity among all those who call it home. Bright “G” decals adorn almost every car in a message of love and remembrance for a boy taken too soon. Gregory Thomas Hickman lost his courageous battle with cancer on his 16^th birthday. Diagnosed in 2007, at 14 years old, Greg was told he had a pediatric cancer called rhabdomysarcoma. After a remarkably brave fight, only outshined by his positivity, Greg passed away surrounded by family on April 24^th, 2009. In honor of Greg, the Hickman family has orchestrated two major events to both fundraise for and promote the Gregory T. Hickman Foundation: the G-Man Paddle Out in April, and the G-Man Paddleboard Race in September. The Greg T. Hickman Foundation http://gregthickmanfoundation.com/ was created to help families coping with similar situations as Greg’s. The foundation also funds scholarships for Middletown High School North and South students. G Band, a band formed by Greg’s cousins to remember him and honor his love for music, has also become a beloved staple at events honoring Greg. On April 28^th, local family and friends will gather for the 3^rd time for a very special annual paddle out in honor of Greg. “The paddle out is a special way to remember Greg,” says sister Jordan Hickman, “our friends and family gather together to do something that I know he would have enjoyed doing.” All are asked to gather at the north end of the Water’s Edge Beach Club in Sea Bright at 2pm sharp. Please park at the north end of the parking lot, and use the north entrance. Surfers will paddle out into the ocean, as with a traditional Hawaiian paddle out, but will do this every year in remembrance. Friends and loved ones will gather in a circle in the water and release flowers while exchanging fond memories of their lost friend. The Greg T. Hickman Foundation will be accepting donations to directly help other families in need before and after the paddle out. This is an event to remember a boy who had an immense impact on his community in his short 16 years. All are encouraged to attend, grieve, support, and unite towards a future with a cure.

Waterfront Condos Point Pleasant NJ

2201 River Rd, Point Pleasant NJ Water's Edge  Point Pleasant's Premier Condominium Community Three units remain at Water's Edge, each with 2 bedrooms and 2.5  baths. Select condos offer furniture included in the sale, fireplace, butler's pantry, full kitchen with granite island, and state-of-the-art appliances. These beautiful mid-rise condominiums include units between 2,200 and 2,400 square feet. Balcony views with the Manasquan River or Point Pleasant Canal within eyeshot complete the beach-accessible dream this complex provides. For those just starting out, or those whose children are grown and are looking for a smaller home to retire to, or even those looking for a second home to enjoy, Water's Edge is a perfect location for all walks and stages of life. Come see why Money Magazine named Point Pleasant Borough one of the best places to live on the Jersey Shore, why not enjoy it with waterway views and ocean breezes? Three units remain and are available for a quick closing. Water/sewer fees are included in the association fee. Contact Anita Kazmierczak to schedule an appointment:  Email Anita@BetterHomesUS.com or call (732) 547-2710.

Updates from Atlantic Highlands Better Homes!

Homes In Atlantic Highlands Three New Homes For Sale in Atlantic Highlands Today!  To View or Discuss these or Any Available Homes in Atlantic Highlands call Better Homes Realty in Atlantic Highlands at 732-291-0070 . Two Homes Sold in Atlantic Highlands Today!  Contact Better Homes Realty in Atlantic Highlands at  732-291-0070 today to find out what Homes are selling for in Your Area. Five New Homes For Sale in Highlands Today!  To View or Discuss these or Any Available Homes in Highlands call Better Homes Realty at  732-291-0070 One Home Sold in Highlands Today!  Contact Better Homes Realty  at 732-291-0070 today to find out what Homes are selling for in Your Area. HomesinSeaBright.com Three New Homes For Sale in Sea Bright Today!  To View or Discuss these or Any Available Homes in Sea Bright call Better Homes Realty at  732-291-0070 . One Home Sold in Sea Bright Today!  Contact Better Homes Realty  at 732-291-0070 today to find out what Homes are selling for in Your Area. HomesinNavesink.com Five New Homes For Sale in Navesink Today!  To View or Discuss these or Any Available Homes in Navesink call Better Homes Realty at  732-291-0070 . One Home Sold in Navesink Today!  Contact Better Homes Realty  at 732-291-0070 today to find out what Homes are selling for in Your Area. HomesinLeonardo.com Two Homes Sold in the Leonardo Area of Middletown Today!  Contact Better Homes Realty  at  732-291-0070 today to find out what Homes are selling for in Your Area. HomesinLocust.com One Home Sold in the Locust Area of Middletown Today!  Contact Better Homes Realty  at 732-291-0070 today to find out what Homes are selling for in Your Area.

Monmouth County--JUST SOLD--2/29-3/5

2/29/2012 Aberdeen: 4 bedroom/3 bath Ranch 370 Fairfield Way$140,000 6 bedroom/2 bath Colonial 882 Malden Dr. $190,000 Atlantic Highlands: 3 bedroom/2 ½ bath Dutch Colonial 60 Fourth Ave $375,000 Colts Neck: 14 bedroom/7 bath Villa 187 Heyers Mill Rd. $4,450,000 Eatontown: 4 bedroom/2 ½ bath brick front Colonial 121 Nottingham Dr. $539,000 Freehold: 4 bedroom/1 bath Colonial 27 Parker St. $105,000 4 bedroom/1 ½ bath split level  98 Wynnewood Ct. $230,000 4 bedroom/2 bath Ranch 132 Townsend Dr. $340,000 6 bedroom/6 ½ bath Colonial 311 Brandon Blvd. $1,150,000 Holmdel: 4 bedroom/2 ½ bath Colonial 16 High Point Rd. $517,000 4 bedroom/2 ½ bath Colonial 12 Morse Way $653, 500 Howell: 2 bedroom/2 bath mobile home 5 Kay Lane $26,500 Long Branch: 4 bedroom/3 bathroom Victorian 470 Harrison St. $220,000 Manalapan: 4 bedroom/2 ½ Colonial 51 Winged Foot Dr. $455,000 Marlboro: 4 bedroom/2 ½ Colonial 16 Millay Rd. $365,000 Middletown: 2 bedroom/1 bath Cape 364 Port Monmouth Rd. 87,500 3 bedroom/2 ½ bath Ranch 141 Iler Dr. $405,000 Neptune: 3 bedroom/2 bath Colonial 53 Heck Ave. $363,000 Millstone: 4 bedroom/3 ½ bath 1 Red Owl Court $475,000 Red Bank: 3 bedroom/ 1 ½ bath Cape 84 John Street $363,000 Sea Girt: 4 bedroom/3 ½ bath Colonial 201 Boston Blvd. $2,000,000 Union Beach: 4 bedroom/3 bedroom Ranch 514 Central Ave. $225,000   3/1/2012 Eatontown: 4 bedroom/3 ½ bath Mother/Daughter 1 Woodmere Dr. $275,000 Fair Haven: 5 bedroom/3 bath Colonial 166 fair Haven Rd. $689,000 Highlands: 2 bedroom/2 bath RaisRan 8 Bay St. $195,000 Holmdel: 4 bedroom/2½ bath Center Hall Colonial 12 Cindy Lane $640,000 Howell: 3 bedroom/2 bath Custom Home 117 Casino Dr. $230,000 3 bedroom/2 ½ bath Colonial 9 Weymouth Dr. $280,000 Marlboro: 4 bedroom/2 ½ bath Colonial 9 Kinglet Ave. $335,000 4 bedroom/2 ½ bath Colonial 9 Damascus Dr. $485,000 Middletown: 3 bedroom/1 bath Ranch 502 Mackey Ave. $290,000 5 bedroom/2 bath Colonial 782 Clinton Pl. $380,000 Neptune: 2 bedroom/1 bath Ranch 3406 W bangs Ave. $44,000 3 bedroom/2 bath Ranch 6 Provincial Pl. $232,500 Rumson: 3 bedroom/3 bath Colonial 3 Wood Lane $1,385,000 Tinton Falls: 3 bedroom/2 ½ bath Colonial 107 Annapolis St.$330,000 West Long Branch: 3 bedroom/2 bath Ranch 4 Primrose Lane $324,000   3/2/2012 Asbury Park: 3 bedroom/1 ½ bath Colonial 1513 3rd Ave. $268,000 Holmdel: 3 bedroom/ 2 bath split level 17 Deerfield Rd.$400,000 4 bedroom/ 2 ½ bath Colonial 7 Sweet Briar Lane $477,500 Howell: 4 bedroom/3 bath Bi-level 43 Forrest Hill Dr. $290,000 3 bedroom/2 ½ bath Split-level 9 Silversmith Ct.$296,000 Manalapan: 3 bedroom/2 bath Ranch 40 Symmes Rd. $282,500 4 bedroom/3 ½ bath Colonial 99 N Parsonage Way $750,000 Marlboro: 4 bedroom/2 ½ bath Ranch 36 Longfellow Terr. $310,000 3 bedroom/2 ½ bath Colonial 40 Hummingbird Ct. $361,000 Ocean: 4 bedroom/2 ½ bath Colonial 17 Conaskonk Dr. $405,000 Oceanport: 3 bedroom/2 bath Ranch 97 Monmouth Blvd. $365,000 Roosevelt: 6 bedroom/5 bath Colonial 35 Lake Dr. $305,000 Rumson: 3 bedroom/2 bath Victorian 94 Bingham Ave.$460,000 4 bedroom/5 bath Colonial 4 Bellevue Ave. $1,425,000 Sea Bright: 4 bedroom/4 ½ bath Custom 8 Tradewinds Lane $1,750,000 Wall: 3 bedroom/2 bath Ranch 1204 Laurel Ave. $387,500

Help for Seniors

Click here for more info from my colleague Sandra RostekFebruary 29, 2012 by Wendy Trager Email: wendytrager@optonline.net.   It comes as no surprise that some of the hardest hit in this economy are seniors.  Homes seniors have been living in their whole adult life may now burdensome to pay for and upkeep.  Many seniors feel they have nowhere else to go.  Reverse Mortgages can be the solution for a variety of problems:

• To help seniors looking to downsize and finance the purchase of a smaller home.
• To help seniors facing foreclosure
• To help seniors suffering from job loss and unable to pay their mortgage
• To help with home repairs
• To help with sale of home
• To help a senior stay in their current home and pay for home healthcare

• The homeowners must 62 years old
• The home must be their principal residence (must live in the home more than half a year)
• The home must be a single family home, a 2-4 unit building or a federally approved condominium or planned unit development
• If there are debts against the home, then the homeowner must use the reverse mortgage to pay it off
• There are NO credit/income requirements

• Traditional mortgage or home equity loans require proof of sufficient income and credit history to qualify, and you will have to repay beginning within 30 days of closing.  With a reverse mortgage, there are no monthly payments to be made at any time during the loan for as long as you continue to occupy the home as a primary residence.  Since there is no monthly payment, the FHA does not require verification of your income and does not require a good credit rating. 

Let's Buy Something Together...

Buying A Home With Past Credit Problems Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.  The good news is that many lenders have adapted to the idea that many hopeful homeowners simply need a second chance, which means that past credit problems no longer have to define your future. Credit Blemishes When life unexpectedly takes a turn for the worst, it’s not always possible to come out without a few bumps and bruises. Every day, people are faced with late or missed credit card payments, mortgage foreclosures, bankruptcy proceedings, auto repossessions and even civil judgments that will affect their credit reports for years to come.  Whether it’s from a job loss, injury or just a simple case of temporary hardship, credit blemishes are often a part of life.  The good news is that they no longer have to prevent you from becoming a homeowner. Give Yourself A Little Credit After experiencing a credit problem, most lenders will want to see an attempt to rebuild your credit through a steady payment history with a new account.  This can be accomplished by applying for a credit card and maintaining a responsible use of the account.  If you aren’t approved for an unsecured card, you can always apply for a secured credit card. Either will rebuild your credit over time and will help to show lenders that your past credit problems are just that - in the past. Clean Up Your Credit Report Before applying for a home loan, make sure that you check your credit report from each of the three major credit reporting agencies. Every 12 months, consumers can request a free copy of their credit report from Experian, Equifax and TransUnion. If anything is incorrect or found to be inaccurate, filing a dispute with the credit reporting agency can help to get the information corrected before speaking with a lender. When you apply for a home loan, the lender will access your credit report for the purpose of determining your creditworthiness. In an effort to ensure that you have the best possible chance at being approved for the loan at the best possible interest rates, making sure that your credit report is accurate is a must. Save Up For A Down Payment Some homebuyers often qualify for a mortgage with down payments as low as five percent (three and one half percent for FHA loans), but those with past credit problems may be required to shell out up to 35 percent or more for a down payment on their new home.  A buyer who pays a larger down payment obviously has more vested interest in the home and may, thereby, be less likely to default on a loan.  If you have past credit problems, check with your lender about specific down payment requirements and start saving! Creative Financing Options If you’ve exhausted all of your conventional efforts and are still turning up empty, don’t give up just yet. Alternative financing is an option that many homebuyers use to purchase a home.  Your REALTOR® can provide you with details regarding any lease purchase and/or owner financing properties, which may require no credit check, no bank qualifying, a low down payment and competitive interest rate options.

Luxury Waterfront Properties Offer Discounted Closing Prices!

Mark the Date!!! Your Residential Real Estate Questions Answered.

Live Chat on Ustream.tv  by Lisa Alaimo of Better Homes Realty.  Present will be Michael J. Weber of Weber Law Offices in Howell, NJ.  Chat live and ask you real estate questions.  All Residential real estate questions and RE Legal Quesions. Re-sale, short sales, bank owned, foreclosure, condo's, town homes & rentals. Mark the date... March 1, 2012 at 7:PM You can email your request prior, we will respond on live chat and email you back with answers. Email to : LAlaimo@BetterHomesUS.com See you there... Channel Name:  BHRLisaalaimo or search on ustream.tv  NJrealestateagent   or just click the link below and save to your favorites. http://www.ustream.tv/channel/njrealestateagent Lisa Alaimo.. . .www.SearchHomesinNJ.com     for Michael Weber of Weber Law offices...  www.WeberLawOffices.com

Avoiding Foreclosure (Government information)

http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure Call me with any questions. 800-531-2885 x 451 or email me at:  LAlaimo@BetterHomesUS.com  Better Homes Realty   Lisa Alaimo

Pricing your home to sell.

How to use comparable sales to sell your home.. Click the link from houselogic..  http://buyandsell.houselogic.com/articles/how-use-comparable-sales-price-your-home/ Lisa Alaimo/Better Homes Realty   800-531-2885 x451  www.LISAALAIMO.com   email me at: LAlaimo@BetterHomesUS.com

Avoid Foreclosure!!! Call Lisa Alaimo 800-531-2885 x451

Avoid Foreclosure!  For a Confidential consultation please contact: Lisa Alaimo of Better Homes Realty at:   732-241-4588   or     800-531-2885  x 451 email at: LAlaimo@BetterHomesUS.com December 2012 is the EXPIRATION of the " Forgiveness Act"..  Know your rights.. call for info. NJ Real Estate Attorney can be present at consultation. The Mortgage Forgiveness Debt Relief Act was introduced in Congress on September 25, 2007, and became law on December 20, 2007. This act offered relief to homeowners who would formerly owe taxes on forgiven mortgage debt after facing foreclosure. The act extends such relief for three years, applying to debts discharged in calendar year 2007 through 2009. (With the Emergency Economic Stabilization Act of 2008, this tax relief was extended another three years, covering debts discharged through calendar year 2012.) info: wikipedia.. Contact Lisa Alaimo now!  732-241-4588  or 800-531-2885 ext. 451 Better Homes Realty..

Sea Bright/Rumson Bridge Closing

Please be advised the Monmouth County Engineering Department has notified the Borough of Sea Bright that the Sea Bright/Rumson bridge will be closed for testing for four hours on Wednesday, January 25 from 10 p.m. to 2 a.m.

JUST RENTED… in SEA BRIGHT, NJ

Listing Price: 2400/month Address: 5-10 ISLAND VIEW WAY City: SEA BRIGHT State: NJ ZIP: 07760 MLS # (if any): 21137117 Square Feet: 1189 Bedrooms: 3 Bathrooms: 3.5 Status: RENTED Enjoy your morning coffee looking over the tranquil Navesink River!This 3 story townhouse is nestled in a secluded alcove.Take in all the amenities this seashore community has to offer-private beach,pool,tennis court & it's pet friendly!New carpets,newer kitchen,fireplace,lots of closet space,patio & a balcony make this a pleasant home to come to.Each of the 3 bedrooms has it's own renovated full bathroom.Master bedroom also has riverviews.This unit is also available for sale or lease/purchase. FOR MORE GREAT RENTALS AVAILABLE IN SEA BRIGHT, CHECK OUT THESE…

Last weekend in Sea Bright

I had the pleasure of taking in "Taste of Sea Bright" on Saturday; those who attended were treated to a trolley ride around town and some hospitality from the local businesses. I had a great time; it's nice to see local businesses band together and show off their goods and services to everyone. The antique shop in Sea Bright has many beautiful items, they gave away candy necklaces and exhibited their many fine pieces of nostalgia. New to the town of Sea Bright is a delightful little restaurant called Philomena. Don't let the exterior fool you, it is beautiful inside. They served up a nice buffet featuring many items from their formidable menu. Their stuffed mushrooms were absolutely delightful. My favorite would have to be the Mad Hatter; a local hot spot for as long as I remember continually puts out good food and great community spirit. If you haven't been there, put it on your summer to-do list! From their thin crust bar pies to giant wings, it has the best bar-food in the county.

Great Rental in Sea Bright just in time for the Beaches to Clear Out!

These days a lot of people are looking for great rentals instead of buying a new home. There are tons of rental units available right now. Here is a unit in Sea Bright that is just perfect, just in time for the tourists to clear out and an Indian Summer to start. Enjoy the beach in the next 2 months with a lot less crowd. Live in a Jersey Shore town known for its private beach clubs and beautiful restaurants. In Sea Bright, there are seven beach clubs, a day-care center for dogs. and if you want to shed off some pounds and get into shape, they also have a brand new fitness club. Stress getting you down? Sea Bright also has the Brama Yoga Spa; a beautiful place for reflection and concentration. Sea Bright is a great place to have fun and enjoy life.